Among the large number of banks in Poland, Millennium undoubtedly stands out. It is popular with young people and pensioners, individuals and businesses, Poles and foreigners who, for one reason or another, have been in Poland for some time. This has been going on for 29 years and the bank's management is doing everything to ensure that Millennium Bank in Poland remains stable and in demand.
Bank history and contacts
Millennium S.A. Bank - the largest commercial bank in Poland headquartered in Warsaw: ul. Stanisława Żaryna 2A. It was established in 1989 as Bank Inicjatyw Gospodarczych BIG SA. In 1992, the bank's shares debuted on the Warsaw Stock Exchange - the first shares of a financial institution.
In 1997, Millennium Bank merged with Bank Gdański SA, and a year later, in cooperation with shareholder and partner Banco Comercial Portugues (BCP), the Millennium network was launched.
Today BCP is a strategic investor of the bank, as it owns half of the shares of Millennium Bank.
As of 2021, Millennium Bank has no representative offices in Ukraine, Russia and Belarus. However, for all questions, you can contact the telephone consultation line at +48 225984045, where clients will be served in Ukrainian or Russian.
If you have sufficient knowledge of the Polish language, information about the bank is available on the official website www.bankmillennium.pl or by calling 801331331.
Services provided by the bank
Millennium Bank provides a wide range of financial services for both individuals and legal entities. Statistics confirm that these services are in demand among customers.
As of 2021, Millennium Bank has more than 1.5 million active clients, 92% of whom are ready to recommend it to others.
And the point is not at all that the bank offers a high interest rate on deposits - the impeccable advantage of Millennium Bank is low interest rates on lending and providing mortgages.
The list of services provided by Millennium Bank to individuals includes:
- opening and maintaining personal accounts;
- service of bank cards;
- issuance of short and long-term loans;
- providing mortgage loans;
- insurance;
- service of deposits.
Legal entities can count on the following services at the bank:
- opening and maintaining current accounts;
- issuance of short and long-term loans;
- provision of leasing services;
- investment service;
- assistance in improving liquidity.
It is noteworthy that Millennium Bank keeps up with the times and its clients can use almost all of the above services 24/7. This became possible thanks to the bank's development of a digital platform that supports Internet banking, call banking and mobile banking.
The most popular products of Millennium Bank are Konto 360 Student and Konto 360 accounts. The first one is intended for persons under 26 years old, the second has no age restrictions.
Opening an account is free, but for the free service of Konto 360 Student, it is enough to make one payment once a month, and for Konto 360 it is necessary to additionally ensure that the account is credited in the amount of at least 1000 PLN.
To open an account with Millennium Bank, you can personally visit the bank or do it via the Internet.
In the first case, the prospective client must act in the following order:
- determine the location and opening hours of the nearest branch;
- prepare the necessary documents (it is enough for a foreigner to have a foreign passport or a residence card);
- visit a bank branch, provide documents and answer the manager on such questions: account currency (zlotys or euros), the name of the father and mother, place of residence in Ukraine and Poland, a valid phone number.
After that, the manager will draw up a contract in two copies, which must be signed. From the moment of signing, the account is ready for use through the bank branch and on the Internet, and the card will be sent to the specified Polish address within 7-10 days.
In the case when an account is opened via the Internet, the algorithm of actions is as follows:
- go to the main page of the bank's official website;
- select the tab “Individual clients” (Klienci indywidualnie);
- find and press the red button "Załóż Konto 360";
- select the type of account, indicate personal data and contacts, agree or reject (by ticking) the provision of insurance;
- fill in the necessary additional data (passport data, father's and mother's names, mother's maiden name) and choose the method of signing the contract;
- check the entered data.
To complete the online account opening procedure, you need to go to the bank branch at the selected time to sign the agreement. The option of calling a courier from a bank and signing an agreement at work, at home or in another convenient place is also available.
Checking the account balance
It is very convenient to always be aware of how much money is in the account at the moment. This information can be obtained through an ATM or at a bank branch, but checking an account using Internet banking is much faster and more convenient. This requires:
- go to the main page of the Millennium Bank website;
- select the “Logowanie” tab;
- enter in the appropriate field MilleKod - the code that you received when opening an account;
- enter H @ slo - personal password, as well as data from the passport requested by the system.
After logging into the system, you can easily navigate through the account data, viewing not only the balance of money, but also other necessary information.
Cash withdrawal
One of the most important advantages of Millennium Bank is that you can cash out amounts from your account for free or for a small fee. The cost of the service depends on the chosen place of withdrawal of cash, as well as on whether certain conditions are met: make a payment at least once a month, and also ensure the receipt of money in the account in the amount of at least PLN 1,000 within a month.
| Cash withdrawal location | If the condition is met, at least 1 payment from the account and receipt to the account of at least PLN 1000 per month | If the condition is not met, at least 1 payment from the account and receipt to the account of at least PLN 1000 per month |
|---|---|---|
| At the bank branch | Is free | Is free |
| At Millennium Bank ATMs | Is free | Is free |
| At ATMs of the BZ WBK and Planet Cash network | Is free | 1 PLN |
| At other ATMs | Is free | 5 PLN |
| At ATMs outside Poland | 0 PLN + 10 PLN (for payment of money in a currency other than the account currency) | 2.5% (min PLN 9) + PLN 10 (for payment of money in a currency other than the account currency) |
If you decide to withdraw money in Ukraine or Belarus, it should be borne in mind that Polish zloty will be converted into the national currency of the country in which the money is withdrawn. At the same time, it is important to choose the ATM of the bank that offers the most favorable rate.
If you withdraw money from an account in Poland, there will be no additional payments - you just need to find a suitable ATM.
How to find an ATM in Poland
The official website of Millennium Bank will help you easily find the nearest ATM of this bank or an ATM of a network of partner banks - BZ WBK and Planet Cash. For this you need:
- go to the main page of the Millennium Bank;
- select the “Kontakt” bookmark;
- find the section "Oddziały i bankomaty";
- enter the city or street of interest.
In a few seconds, a map will be available indicating the location of the nearest ATMs. It is also indicated on the map whether the selected ATM operates around the clock. For example, if you want to withdraw cash in Bialystok, the bank's website will tell you that there are 71 ATMs there - you just have to choose the closest one.
Closing an account with Millennium Bank
If, for one reason or another, a bank account is not used, it is advisable to close it at a bank branch by calling the round-the-clock information line or via Internet banking.
The fastest and most convenient way to close an account is via the Internet. This requires:
- go to your personal account (similar to the process of checking the account balance);
- select the “Konta” bookmark;
- go to the section "Zamykanie konta";
- indicate the account to which the account balance should be transferred (if any), and the reason for closing the account;
- confirm the decision by entering the code sent by the bank to the phone.
Closing takes place within 30 days, and you need to calculate the funds on the account so that they are enough for the specified period. It is important to remember that if the account balance is negative, the closing request will be rejected.
Millennium Bank Smartphone Application
Innovation at Millennium Bank is part of the business strategy. The bank successfully implements modern achievements of digital technologies, and from 2021 the Internet banking service (Millenet) using a fingerprint is available to its clients.
The application for smartphones from Millennium Bank can be easily and free of charge downloaded from Google Play, or you can go to the official website of the bank on the “Bankowość elektroniczna” tab.
The Millennium Bank smartphone app is easy to use and allows you to perform the same operations as on a computer, while increasing mobility and freedom in managing your finances. Application security is ensured by an individual PIN code (or Samsung Pass service), and some functions require password confirmation.
Recommended bank
When it comes to money, only the most reliable, proven and promising partners are chosen. Guided by the same principle, banks are chosen for servicing business or for personal needs. Millennium Bank undoubtedly provides safe and beneficial terms of cooperation.
In this institution, for several generations they have been keeping and increasing their finances, buying houses and apartments with its help, and traveling. Clients advise "Millennium Bank" to their relatives and close friends.
