It is no secret that a large part of the population of the Promised Land is made up of immigrants from the former USSR. For many Russians, the country has become a second home, or they have relatives there, and in some cities half of the residents speak Russian. There are also many labor migrants. There are enough ways to transfer money from Israel to Russia in 2021; you should be guided when choosing only the size of commissions, speed and security of transactions.
Available options
Israel, despite being archaic and somewhat orthodox, is a modern secular state. Here they respect, appreciate, create and actively introduce innovations in all spheres of life. And primarily in the financial sector. Transferring money from Israel to Russia is no different.
The local banking system is tightly integrated into the global one, has close ties with the Russian one, and therefore guarantees the following transaction methods:
- with or without opening a bank account;
- using plastic cards.
Using a bank account
The good old, time-tested method works everywhere, including on the Promised Land. You can transfer money from account to account at any financial institution in the country. As usual, before sending money from Israel to Russia, the recipient will have to find out:
- Passport data.
- Account number.
- Bank details (name, address, SWIFT code).
You can use the website, mobile application, or visit a bank office. You need to provide a passport, card or cash, inform the operator of the recipient's information, name the amount of the transfer.
There is only one drawback - a large commission.
Money transfers to Israel in this way also have no peculiarities. Of course, both the sender and the recipient must have currency accounts in dollars or euros. In this case, the conversion is more profitable.
A SWIFT transaction takes 1-2 business days, the commission is 1%. Only currency can be sent.
No account
If there is no bank account, operations are available using international and Russian money transfer services:
- Western Union,
- MoneyGram,
- "Gold Crown",
- MoneySend,
- "Unistream",
- Contact.
Western Union Israel is available in every post office in the country, so this option is the most convenient if you do not use online transactions.
If you have an account with the Post Bank of Israel, the transfer will be 10% cheaper. Detailed information on tariffs and requirements can be obtained on the agency's website.
Convenient and relatively inexpensive services of MoneyGram Israel are very popular. The site has a Russian-language version http://moneygram.co.il/ru. Funds can be sent to a bank account or mobile wallet. Withdrawal is also possible in cash in more than 200 countries around the world.
MasterCard and the Israeli company Albercom have implemented the MoneySend service in the country, which allows you to instantly transfer funds from bank cards to 200 countries around the world. The site https://moneysend.co.il has the ability to switch to Russian.
In any exchange office of this company there is an opportunity to make a transfer using the Russian service "Zolotaya Korona". For the recipient, transactions are free as the service is paid for by the sender. You can receive a transfer in Russia by crediting the MasterCard payment system to the Kukuruza card, available in any Euroset store, or in cash.
The Russian-language portal www.korona.co.il will allow you to find out how the system works in this country. In particular, it allows you to make money transfers to Israel without a commission in foreign currency and with a commission of 1% in rubles. You can send a maximum of 600 thousand rubles, 20 thousand dollars or 15 thousand euros at a time.
The tariffs will be different, but the transaction mechanism is approximately the same everywhere and works instantly. Necessary:
- Contact the representative office of the chosen payment system with a passport and money.
- Specify the addressee's details.
- Get a special code and inform the recipient.
The problem can be solved via the Internet, but you can't do without a bank card or account. By the way, the commission for transferring money through SendMoney24 to Israel to an individual will be $ 8.49. On average, this is 4.4-7.5% of the amount. You can send 2000 dollars or euros at a time.
Payment for the service is possible by bank transfer, debit, credit card (including Visa) or in another way convenient for the client.
The main thing is to find a representative office of the monetary system near the place of residence in Israel. There are more of them in Tel Aviv than anywhere else. As a rule, the site of each service has an interactive map or list with addresses.
It is worth considering that the country has restrictions on online withdrawals. Israel Unistream has one of the lowest commissions today:
- transfers up to $ 3,000 ─ 2%;
- from 3000 - from 1.7%.
When using the online method of transferring to the card of any Russian bank, no commission is charged.
Using plastic cards
Banking "plastic" in terms of transfers has functionality not less, but even more than a regular account. You can transfer money to any Russian card, since the country has not joined the anti-Russian sanctions. For example, before transferring money from Israel to Russia to a Sberbank card, you need to find out the twenty-digit card account number, as well as bank details. If you have your own account, Sberbank Online will solve the problem instantly.
As a warning: transfers to Sberbank cards are not possible to Ukraine from 2021. Transfers from card to card by number are available using remote services and other banks.
Some of our former and current compatriots act easier. They register an international card with an Israeli bank, which allows them to withdraw funds abroad, and transfer it to a private person in Russia.
It is illegal, it is expensive to withdraw cash from the card, but you can make transfers and pay for purchases with minimal losses. To comply with the law, you need to issue a power of attorney.
Via e-wallets
Electronic wallets in Israel work without any noticeable restrictions. Here you can use the popular in the Russian Federation WebMoney, Yandex.Money, QIWI. For settlements, local residents actively use PayPal. Payments go through quickly, but these systems are inconvenient for withdrawing cash without a card, and conversion is expensive.
Sending cash by courier
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The most proven and least expensive way is to transfer money from hand to hand. Moreover, Israelis and Russian tourists travel frequently between countries. Acquaintances, friends or colleagues will willingly take a small amount of money with them. The main thing is that it does not exceed the permitted sizes.
In Israel, it is required to declare the equivalent of 100 thousand shekels, and in the Russian Federation - 10 thousand dollars. In addition, there is a tax to be paid for the removal.
Large sums will require an explanation of the origin. Documentary evidence should be taken care of in advance. A contract for the sale of real estate, business or a car will do.
If the funds are not carried by the party to the transaction, they will have to issue a deed of gift. There are risks associated with the possibility of misappropriation or theft. But on the other hand, there can be no talk of any commissions and long terms of transfer.
Conclusions
To send money, you should choose affordable, inexpensive and secure methods. If urgency is important, there is no better way to instant transfers, if convenience - e-wallets will do.
When reliability is needed, it is recommended to use banking facilities. And if there is a chance, it is better to use couriers.
